✦ Rich Heritage in Investing

Banking rooted in
trust, grown for you.

PEAR Credit Union is your member-owned financial partner — built on decades of integrity, community investment, and a commitment to your financial future.

High-Yield Savings Rate
4.85%
APY — No minimum balance
Auto Loan
Starting 5.9% APR
Home Loan
From 6.25% APR
Checking
$0 Monthly Fee
🍐 New: PEAR Venture Loan Fund accepting applications 📈 Sports Scholarships — Apply through PEAR Athletics 🌿 PEAR Energy, LLC — Financing clean energy projects 🏡 First-time homebuyers: Special rates available now 🍐 New: PEAR Venture Loan Fund accepting applications 📈 Sports Scholarships — Apply through PEAR Athletics 🌿 PEAR Energy, LLC — Financing clean energy projects 🏡 First-time homebuyers: Special rates available now
Everything your finances need
Member-first products with better rates, lower fees, and real community impact.
🏦

Checking & Savings

No-fee checking, high-yield savings, and money market accounts designed to grow your wealth — not our profits.


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🏡

Mortgages & Home Loans

Competitive rates, flexible terms, and dedicated guidance for first-time buyers and seasoned homeowners alike.


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🚗

Auto & Personal Loans

Fast approvals, low rates, and no prepayment penalties — whether you need a new vehicle or personal funds.


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📊

Business Banking

Business checking, commercial lending, and underwriting support for entrepreneurs ready to build something lasting.


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🎓

Workshops & Counseling

Free workshops, one-on-one counseling, and digital resources to help every member make confident money decisions.


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🤝

Venture & Grant Funding

Through PEAR Ventures Loan Fund (501c3), we offer grants and low-interest loans for community-driven projects.


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Years of heritage in investing
0
Companies in the PEAR family
$0
Monthly fee on checking
0%
Member-owned & governed
"Together, we build a brighter future — empowering our members and strengthening our community, one person at a time."
PEAR Credit Union Mission Statement
Family of Companies

A rich heritage
in investing.

PEAR is more than a credit union — it's a family of companies spanning trust, venture capital, commercial real estate, energy, sports, media, and hospitality. Every arm shares the same foundation: grace, integrity, and community.

PEAR Financial Group, LLC
PEAR Venture Capital Group, LLC
PEAR Energy, LLC
PEAR Sports, LLC & Athletics
PEAR Media Group, LLC
PEAR Real Estate Holdings, LLC
PEAR Ventures Loan Fund 501(c)(3)

Your financial future starts here.

Join PEAR Credit Union — where your membership means ownership, and every service is built for you.